TSP Rescue Plan
Why hasn't OPM told you about this TSP alternative?
A tax-efficient strategy built specifically for federal employees whose TSP is sitting in the G Fund — earning roughly 1% a year.
*Estimates only. Past performance does not guarantee future results. Guarantees are subject to the claims-paying ability of the issuing insurance company.
The problem
Most federal employees with G-Fund-allocated TSPs end up short
In 2021, roughly 68% of all federal-employee TSP money was parked in the G Fund. It's safe — but at a 1% annual return, it can't outrun inflation or the future tax bill waiting on every dollar of growth.
A legal, IRS-compliant alternative exists, and the majority of federal employees qualify for it.
Side by side
G Fund vs. TSP Rescue Plan
G Fund Allocated TSP
- –Principal is guaranteed, but growth averages roughly 1% per year
- –Tax on every dollar of growth when you begin withdrawing in retirement
- –No offset for inflation or rising cost of living
TSP Rescue Plan
- ✓Historically higher growth potential than the G Fund
- ✓Principal protection features from the underlying insurance carrier
- ✓Tax-advantaged growth structure — 100% IRS-compliant when set up correctly
- ✓Designed specifically for CSRS & FERS federal employees
What you need to know
The majority of federal employees qualify
Minor restrictions apply based on age and employment status. The 30-second survey below is the fastest way to see if your TSP qualifies.
30-Second Pre-Qualification
Do you qualify for the TSP Rescue Plan?
Exclusively for active CSRS & FERS federal employees. Answer a few quick questions to see if your TSP qualifies.
The TSP Rescue Plan is an educational brand name for strategies built around specific insurance products. It is not affiliated with or endorsed by the Federal Retirement Thrift Investment Board or tsp.gov. Grow With Abi, Inc. does not provide tax, legal, or investment advice. Projected returns are estimates; past performance does not guarantee future results. All principal guarantees are subject to the claims-paying ability of the underwriting insurance company. Review full disclosures before making financial decisions.