Income Planning
Retirement Income Planner
Map out your retirement income sources against your expenses. Identify any gap and see how long your savings will sustain your lifestyle — with inflation and growth factored in.
Personal Details
Income Sources (Monthly)
Estimated monthly FERS annuity at retirement
Current balance — will be grown to retirement age
Rental income, part-time work, annuities, etc.
Expenses & Assumptions
In today's dollars — will be adjusted for inflation
Your Retirement Income Plan
Annual Expenses at Retirement (inflation-adjusted)
$88,551
($7,379/month)
First-Year Income Sources
From projected TSP of $703,550
Annual Income Gap
$25,948
You may need additional income of $2,162/month to maintain your lifestyle.
Savings Longevity
TSP at Retirement
$703,550
TSP Depleted At Age
Age 77
Your savings may run out 13 years before your plan-to age. Consider increasing savings, reducing expenses, or exploring guaranteed income options.
Disclaimer: This calculator provides estimates only. Actual results will vary based on market conditions, inflation, tax implications, healthcare costs, and other factors. FERS pension COLA assumed at 2%. Social Security COLA assumed at 2%. Consult with a qualified financial advisor for personalized guidance.