Planning Tools

Retirement Tools

Useful calculators for your planning. Our interactive tools help American families estimate retirement readiness, project savings growth, and assess life insurance needs — with specialized calculators for federal workers too.

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Plan, Project, Prepare

Each calculator runs entirely in your browser — your data never leaves your device.

FERS Pension Estimator

Estimate your FERS pension based on your high-3 salary, years of service, and retirement age.

High-3 salary calculation
Age-based multiplier (1% vs 1.1%)
SRS eligibility estimate

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TSP Growth Projector

Project your Thrift Savings Plan balance over time with contributions, employer match, and returns.

Compound growth modeling
Employer match included
Contributions vs. growth breakdown

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Retirement Readiness

Are you on track? Compare projected savings against your desired retirement income.

4% rule income estimate
Social Security integration
Gap & surplus analysis

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Cost of Care Calculator

Research long-term care costs in your area — in-home care, assisted living, and nursing homes with projections through 2075.

Location-based cost data
Adjustable inflation rates
Multiple care types compared

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Life Insurance Calculator

Estimate your life insurance coverage needs based on your personal financial goals and circumstances.

Personalized coverage estimate
Quick assessment
Goal-based analysis

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Retirement Income Planner

Identify the gap between your expected retirement income and expenses. Explore guaranteed lifetime income options.

Income vs. expenses analysis
Longevity risk assessment
Guaranteed income strategies

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Want Personalized Guidance?

Calculators are a great starting point, but every financial situation is unique. Schedule a consultation for a tailored strategy.

Schedule a Consultation